Huma Finance 的 PayFi 网络是 Web3 金融创新的先锋。

它用未来收入流做抵押，智能合约秒级放款，匹配预期收入的 70-90%，安全又高效。

$HUMA 代币激励节点运行，还能质押参与治理，社区活动像 PayFi Summit 很受欢迎。平台交易量超 38 亿，背靠 Circle、PayPal 等合作，TVL 增长迅猛，安全性经过多轮审计。

最近在 Stellar 上线，跨境汇款成本低到 $0.00025，速度快到几乎无感。
Huma 的 TVM 模型让无抵押借贷更可信，适合贸易融资和个人资金周转。
Web3 的金融市场正快速扩张，Huma 的开放框架让开发者能快速开发新应用。
$HUMA 的积分和空投奖励让社区充满活力，长期潜力很被看好。Huma Finance 就像 Web3 的金融实验室，驱动支付和借贷的未来。 

Huma Finance’s PayFi network is a pioneer in Web3 financial innovation.
It uses future income streams as collateral, with smart contracts lending 70-90% instantly, secure and efficient.
The $HUMA token incentivizes node operation and staking for governance, with popular events like PayFi Summit.
With over $3.8 billion in transactions, partnerships with Circle and PayPal, and fast-growing TVL, it’s audited for security.
Recently launched on Stellar, cross-border remittances cost $0.00025 with near-instant speeds.

Huma’s TVM model makes unsecured lending reliable, perfect for trade finance and personal cash flow.
Web3’s financial market is expanding rapidly, and Huma’s open framework lets developers build new apps quickly.
$HUMA’s points and airdrop rewards keep the community vibrant, with strong long-term potential.
Huma Finance is like Web3’s financial lab, driving the future of payments and lending.