For many Australians, getting started with investing can feel overwhelming. But what if you could begin with just your spare change? That’s the idea behind Raiz investment—a micro-investing app that automatically invests the cents left over from your everyday purchases into a diversified portfolio of ETFs listed on the Australian Securities Exchange (ASX).

An Australian superannuation fund, or “super fund,” is a government-mandated retirement savings system designed to secure financial stability in retirement. Employers are required to contribute a percentage of employees’ salaries into super, and individuals can add voluntary contributions. Over time, these funds are invested in various asset classes with the goal of building wealth and creating a stable income stream in retirement.

Huma Finance, as the world's first PayFi protocol, is committed to revolutionizing traditional payment systems using blockchain and stablecoin technology. Through 24/7 instant settlement and decentralized liquidity, Huma addresses the pain points of slow traditional financial payments, high costs, and lack of transparency, creating real value for merchants, supply chains, and users.

Balance is a Web3 protocol platform that integrates artificial intelligence and blockchain, creating a more personalized and interactive social and gaming experience for users through AI-driven virtual agents (Epal) and a decentralized architecture. The platform not only supports creator economy and revenue sharing but also promotes users' freedom to customize AI agents, expanding AI applications to diverse scenarios, aiming to become the hub of the next generation of the Web3 ecosystem.

The article explores the dynamic TON to PHP exchange rate, providing Filipino investors with live analysis to make informed decisions in the cryptocurrency market. It addresses fluctuations influenced by global and local factors, real-time updates, and strategic investment techniques like limit orders and dollar-cost averaging. With insights into transaction fees, regulatory changes, and macroeconomic impacts, it equips investors to optimize conversions and navigate market volatility effectively. The content prioritizes comprehensiveness and practical strategies while enhancing SEO with relevant keywords.

This article aims to guide aspiring professionals on how to excel as a quant in the evolving web3 landscape. It covers essential skills required, such as mathematical proficiency, coding expertise, data analysis, and machine learning. Readers will understand career paths available, including roles like cryptocurrency quantitative trader, quantitative researcher, and risk manager in firms like Gate. Additionally, it discusses DeFi trading strategies such as liquidity provision and yield farming. Lastly, it emphasizes building a professional network in the web3 quant community through forums, conferences, and social media engagement.

AltLayer is a decentralized and modular Rollup protocol dedicated to providing security, scalability, and cross-chain interoperability for blockchain applications. By combining Restaking, Active Validation Service (AVS), and Rollup as a Service (RaaS) deployment platform, AltLayer enables teams without programming backgrounds to quickly build custom Rollups, facilitating the efficient operation of the Web3 ecosystem.

Haedal Protocol is a liquid staking platform based on the Sui blockchain that allows users to stake SUI to receive liquidity tokens haSUI that represent their rights. This design enables users to enjoy staking rewards while still participating in various DeFi activities, enhancing capital efficiency. With a proprietary automated market-making mechanism and token economics, Haedal is committed to building an efficient and sustainable decentralized financial ecosystem.

Raydium has launched a new product, LaunchLab, which provides a token issuance platform for creators and developers that does not require coding. This platform deeply integrates its own AMM architecture, simplifies the token issuance process, and supports diverse economic models through flexible customization and modular design, marking Raydium's accelerated transformation to drive innovation and growth in the Solana ecosystem.

Raydium's rise on the Solana blockchain, due to its deep liquidity and fast transaction matching capabilities, has made it one of the most influential Decentralized Finance (DeFi) platforms in the market. Its unique ecological advantages and value growth potential not only attract a large number of traders but also promote the vigorous development of liquidity pools and new token issuances, demonstrating its key role in supporting the comprehensive growth of the Solana ecosystem.

Baby Doge Coin continues the meme spirit of the original Dogecoin and, through its unique economic incentive mechanisms and technical optimizations, aims to create a community token that is both fun and practical. By providing transaction fee rewards, enhancing speed, and expanding the ecosystem, Baby Doge not only deepens the user experience but also actively promotes credibility and diversified development, injecting vitality into the meme coin market of 2025.

Redbrick is a next-generation game engine platform driven by artificial intelligence, aimed at lowering the barriers to game development, allowing creators without programming backgrounds to quickly build and launch cross-chain casual games. By integrating Web2 and Web3 technologies, Redbrick creates a flexible and inclusive creative ecosystem with high multi-chain compatibility and account abstraction design. It currently supports over a hundred games and millions of active users, driving the gaming industry towards a future of universal participation.

Onyxcoin (XCN) is actively serving the multi-chain ecosystem, recently investing $100 million in token subsidies through the OIP-57 proposal to activate XCN/USDT liquidity on the BNB chain. Based on a three-tier architecture built on Ethereum, Base, and Arbitrum, Onyx not only supports on-chain governance and node incentives but also incorporates AI technology to enhance trading intelligence, strengthen cross-chain functionality, and improve user experience, demonstrating its determination for consolidation and expansion in the Decentralized Finance sector.

League of Traders is an application platform focused on social trading, allowing users to track real-time data and strategies of top traders worldwide. Through leaderboards, strategy copying, and one-click following features, it provides high-win-rate trading solutions for beginners and users who lack time for active trading.

Exchange-Traded Funds (ETFs) have become one of the most popular ways for Australians to invest in financial markets. With low fees, instant diversification, and easy access through the ASX, ETFs offer exposure to global equities, bonds, commodities, and even crypto. Choosing the best ETF in Australia depends on your investment goals—whether it’s growth, income, or exposure to emerging themes like technology or blockchain.